About Mortgages
EVERYTHING YOU NEED TO KNOW...
At Nelson Mortgage Company we believe in transparency regarding how Mortgages function and how different kinds of mortgages fit different lifestyles and people.
Your Credit Score
Credit scores play a big role in the type of loan and interest rate you qualify for, but even if your credit isn’t perfect, there are still options available.
Down Payments Vary
Not every mortgage requires a large down payment. Some programs allow as little as 3% down, and certain loans may even offer zero down payment.
Closing Costs
On top of your down payment, expect closing costs; usually between 2% and 5% of the loan amount. Planning for this upfront helps avoid surprises.
Mortgage Pre-Approval
Getting pre-approved shows sellers you’re serious and helps you know exactly what you can afford before you start shopping for a home.
GETTING A MORTGAGE DOESN'T HAVE TO BE DIFFICULT...
Many people think getting a mortgage is a long, complicated process filled with confusing terms and stressful steps, but it doesn’t have to be that way. With the right guidance, the journey to homeownership can be smooth, straightforward, and even exciting. At Nelson Mortgage Company, the focus is always on making things clear and simple, so clients understand their options and feel confident every step of the way. From the very first conversation to the final closing, every detail is handled with care, professionalism, and a personal touch. our team takes time to listen, understand, and guide clients through each step, ensuring that nothing ever feels rushed or confusing.
Instead of offering one-size-fits-all solutions, Nelson Mortgage Company carefully tailors every mortgage to fit each client’s unique situation, lifestyle, and long-term goals. By breaking down complex terms into simple explanations and providing clear options, clients are empowered to make confident, informed decisions about their future.
"Nelson Mortgage Company is committed to making the mortgage process easy to understand and simple to navigate. With clear guidance, personalized solutions, and step-by-step support, our team takes the stress out of home financing and helps clients move forward with confidence."
WHEN YOU'RE READY TO TAKE YOUR FIRST STEP
Taking the next step toward homeownership doesn’t have to feel overwhelming. When you’re ready, Nelson Mortgage Company is here to guide you through the process with clarity and confidence. Click below to get started on your application and take the first step toward your new home.