Mortgages

CONVENTIONAL LOANS

Conventional Mortgages remain one of the most popular home loan options for buyers with solid credit and steady income. These loans are not government-backed, which often allows for greater flexibility in loan terms, competitive rates, and the ability to avoid mortgage insurance with a sufficient down payment. Nelson Mortgage Company helps buyers navigate the choices within conventional financing to find the option that best fits their goals and budget.

Traditional loans with flexible terms and competitive rates.

VA LOANS

VA Loans are designed to honor and support our nation’s veterans, active-duty service members, and eligible surviving spouses. Backed by the Department of Veterans Affairs, these loans often require no down payment, no private mortgage insurance, and come with competitive interest rates. Nelson Mortgage Company is proud to serve those who’ve served, making it easier for veterans and their families to secure a home and build a strong financial future.

An exclusive benefit for veterans and service members!

FHA LOANS

FHA Loans are a great option for first-time buyers or those with less-than-perfect credit. Backed by the Federal Housing Administration, these loans feature lower down payment requirements, flexible credit standards, and competitive rates. At Nelson Mortgage Company, we make the FHA loan process simple and supportive, giving more families the opportunity to move into a home they love without the stress of traditional lending hurdles.

Flexible loans, perfect for first-time buyers.

USDA HOME LOANS

A USDA Home Loan is a powerful option for families who want to purchase a home in eligible rural and suburban areas. Backed by the U.S. Department of Agriculture, these loans make homeownership more affordable by offering low interest rates and zero down payment requirements. At Nelson Mortgage Company, we specialize in guiding buyers through the USDA loan process, helping them take advantage of this opportunity to own a home with minimal upfront costs and flexible credit requirements.

Affordable loans for homes in qualifying rural & urban areas.

A person points with a pen, while another points with a finger.

Start Your Journey to Homeownership Today

Your dream home is closer than you think. At Nelson Mortgage Company, we make the lending process simple, stress-free, and tailored to your needs. Whether you’re buying your first home or exploring loan options, our team is here to guide you every step of the way. Let’s find the right mortgage for you; so you can stop worrying about the process and start focusing on the future you deserve.

Person pointing to charts with a pen during a meeting, blue and orange graphs.